Idioms use language metaphorically rather than literally. If you paid 'through the nose' for something, it means you paid too high a price for it (the metaphorical meaning) not that you paid for something with money that came out of the middle of your face (the literal meaning).
Idioms are also fixed groups of words so you can't change the wording of an idiom. For example, you can say 'That shop is a real rip off' to describe a shop that overcharges its customers but you can't say 'It's a real tear off'.
Idioms - rich and poor:
I'm so broke/I'm flat broke.
I don't have any money.
I don't have a bean.
I don't have any money.
You need to tighten your belt.
You should try to spend less.
He's flush (with cash).
He's got a lot of money.
She's rolling in it.
She's very rich.
Idioms - expensive and cheap:
We really splashed out on our new car.
We spent a lot of money on our new car.
This dress cost me an arm and a leg.
This dress was very expensive.
This bag was dirt cheap.
This bag wasn't expensive.
I got this new top for a song.
This blouse was very cheap.
I can't believe the price of a cup of coffee here. It's daylight robbery!
This cafe charges very high prices for its coffee.
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