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sank into the seat beside Phil.
"Sorry to inconvenience you," he said, with a

glance at the bag.
"Oh, not at all," returned Phil. "I only put the

valise on the seat till it was wanted by some passenger."
"You are more considerate than some passengers,"

observed the young man. "In the next car is a
woman, an elderly party, who is taking up three extra

seats to accommodate her bags and boxes."
"That seems rather selfish," remarked Phil.

"Selfish! I should say so. I paused a minute at
her seat as I passed along, and she was terribly

afraid I wanted to sit down. She didn't offer to
move anything, though, as you have. I stopped

long enough to make her feel uncomfortable, and
then passed on. I don't think I have fared any the

worse for doing so. I would rather sit beside you
than her."

"Am I to consider that a compliment?" asked Phil,
smiling.

"Well, yes, if you choose. Not that it is saying
much to call you more agreeable company than the

old party alluded to. Are you going to New York?"
"Yes, sir."

"Live there?"
"I expect to live there."

"Brought up in the country, perhaps?"
"Yes, in Planktown."

"Oh, Planktown! I've heard it's a nice place, but
never visited it. Got any folks?"

Phil hesitated. In the light of the revelation that
had been made to him by Mrs. Brent, he did not

know how to answer. However, there was no call
to answer definitely.

"Not many," he said.
"Goin' to school in New York?"

"No."
"To college, perhaps. I've got a cousin in

Columbia College."
"I wish I knew enough to go to college," said

Phil; "but I only know a little Latin, and no Greek
at all."

"Well, I never cared much about Latin or Greek,
myself. I presume you are thinking about a business

position?"
"Yes, I shall try to get a place."

"You may find a little time necessary to find one.
However, you are, no doubt, able to pay your board

for awhile."
"For a short time," said Phil.

"Well, I may be able to help you to a place. I
know a good many prominent business men."

"I should be grateful to you for any help of that
kind," said Phil, deciding that he was in luck to

meet with such a friend.
"Don't mention it. I have had to struggle

myself--in earlier days--though at present I am well
fixed. What is your name?"

"Philip Brent."
"Good! My name is Lionel Lake. Sorry I haven't

got any cards. Perhaps I may have one in my
pocket-book. Let me see!"

Mr. Lake opened his porte-monnaie and uttered a
exclamation of surprise.

"By Jove!" he said, "I am in a fix."
Phil looked at him inquiringly.

"I took out a roll of bills at the house of my aunt,
where I stayed last night," explained Mr. Lake, "and

must have neglected to replace them."
"I hope you have not lost them," said Phil

politely.
"Oh, no; my aunt will find them and take care of

them for me, so that I shall get them back. The
trouble is that I am left temporarily without funds."

"But you can get money in the city," suggested
Phil.

"No doubt; only it is necessary for me to stay
over a train ten miles short of the city."

Mr. Lionel Lake seemed very much perplexed.
"If I knew some one in the cars," he said

reflectively.
It did occur to Phil to offer to loan him

something, but the scantiness of his own resources warned
him that it would not be prudent, so he remained

silent.
Finally Mr. Lake appeared to have an idea.

"Have you got five dollars, Philip?" he said
familiarly.

"Yes, sir," answered Philip slowly.
"Then I'll make a proposal. Lend it to me and I

will give you this ring as security. It is worth
twenty-five dollars easily.

He drew from his vest-pocket a neat gold ring,
with some sort of a stone in the setting.

"There!" said Mr. Lake, "I'll give you this ring
and my address, and you can bring it to my office

to-morrow morning. I'll give you back the five
dollars and one dollar for the accommodation. That's

good interest, isn't it?"
"But I might keep the ring and sell it," suggested

Phil.
"Oh, I am not afraid. You look honest. I will

trust you," said the young man, in a careless, off-
hand manner. "Say, is it a bargain?"

"Yes," answered Phil.
It occurred to him that he could not earn a dollar

more easily. Besides, he would be doing a favor to
this very polite young man.

"All right, then!"
Five dollars of Phil's scanty hoard was handed

to Mr. Lake, who, in return, gave Phil the ring,
which he put on his finger.

He also handed Phil a scrap of paper, on which he
penciled:

"LIONEL LAKE, No. 237 Broadway."
"I'm ever so much obliged," he said. "Good-by.

I get out at the next station."
Phil was congratulating himself on his good stroke

of business, when the conductor entered the car,
followed by a young lady. When they came to where

Phil was seated, the young lady said:
"That is my ring on that boy's finger?"

"Aha! we've found the thief, then!" said the
conductor. "Boy, give up the ring you stole from this

young lady!"
As he spoke he placed his hand on Phil's shoulder.

"Stole!" repeated Phil, gasping. "I don't
understand you."

"Oh, yes, you do!" said the conductor roughly.
CHAPTER V.

AN OVERBEARING CONDUCTOR
No matter how honest a boy may be, a sudden

charge of theft is likely to make him
look confused and guilty.

Such was the case with Phil.
"I assure you," he said earnestly, "that I did not

steal this ring."
"Where did you get it, then?" demanded the

conductor roughly.
He was one of those men who, in any position,

will make themselves disagreeable. Moreover, he
was a man who always thought ill of others, when

there was any chance of doing so. In fact, he preferred
to credit his fellows with bad qualities rather

than with good.
"It was handed me by a young man who just

left the car," said Phil.
"That's a likely story," sneered the conductor.

"Young men are not in the habit of giving
valuable rings to strangers."

"He did not give it to me, I advanced him five
dollars on it."

"What was the young man's name?" asked the
conductor incredulously.

"There's his name and address," answered Phil,
drawing from his pocket the paper handed him by

Mr. Lake.
"Lionel Lake, 237 Broadway," repeated the

conductor. "If there is any such person, which I very
much doubt, you are probably a confederate of his."

"You have no right to say this," returned Phil
indignantly.

"I haven't, haven't I?" snapped the conductor.
"Do you know what I am going to do with you?"

"If you wish me to return the ring to this young
lady, I will do so, if she is positive it is hers."

"Yes, you must do that, but it won't get you out
of trouble. I shall hand you over to a policeman as

soon as we reach New York."
Phil was certainly dismayed, for he felt that it

might be difficult for him to prove that he came
honestly in possession of the ring.

"The fact is," added the conductor, "your story
is too thin."

"Conductor," said a new voice, "you are doing
the boy an injustice."

The speaker was an old man with gray hair, but
of form still robust, though he was at least sixty

five. He sat in the seat just behind Phil.
"Thank you, sir," said Phil gratefully.

"I understand my business," said the conductor
impertinently, "and don't need any instructions

from you."
"Young man," said the old gentleman, in a very

dignified tone, "I have usually found officials of
your class polite and gentlemanly, but you are an

exception."
"Who are you?" asked the conductor rudely.

"What right have you to put in your oar?"
"As to who I am, I will answer you by and by.

In reference to the boy, I have to say that his story
is correct. I heard the whole conversation between

him and the young man from whom he received the
ring, and I can testify that he has told the truth."

"At any rate he has received stolen property."
"Not knowing it to be stolen. The young man

was an entire stranger to him, and though I
suspected that he was an unscrupulous adventurer, the

boy has not had experience enough to judge men."
"Very well. If he's innocent he can prove it

when he's brought to trial," said the conductor.


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