房屋空置率 housing vacancy rate　　

　　福利分房 welfare-oriented public housing distribution system

　　个人购房贷款 individual housing loan　　

　　公房商品化 commercialization of public housing

　　集资房 houses built with funds collected by the buyers

　　居民住房建设 residential construction　

　　人均住房per-capital housing　　

　　现房 complete dapartment (or flat)

　　期房 forward delivery housing　　

　　商品房 commercial residential building

　　商品房空置 the vacancy problem in commercial housing

　　政策性住房 policy-related house, policy-based house

　　住房补贴 rental allowance; housing allowance　　

　　住房分配货币化进程 capitalization process of housing distribution/allocation

来源：中国青年报