风险的中文解释
1. 指对某一借款人或国家的信贷总额,即借款人一旦违约银行可能损失的总金额。 为防止风险过度集中在单一借款人上,银行通常会制定避险措施。 2. 在交易上,此词指当前头寸因市场价格的波动而可能出现盈亏的程度。
Exposure的英文解释
The total
amount of credit committed to a borrower or a country. Effectively, the total
amount at risk in the case of a default. Banks can set rules to prevent overexposure to any single borrower. In trading operations,
exposure is the
potential for
running a profit or loss from fluctuations in market prices.