透支的中文解释

提取高于帐户余额的款项，即会出现透支的状况。透支亦指由银行提供的短期信贷便利，性质如同银行可随时要求偿还的短期贷款，透支的资金成本可能较长期贷款更高。

Overdraft的英文解释

A short-term borrowing facility offered by banks. Overdrafts are usually repayable on demand and are more expensive than longer-term borrowing.

• facility [fə´siliti]   n.容易；熟练；灵巧   (初中英语单词)
• expensive [ik´spensiv]   a.费钱的，昂贵的   (初中英语单词)