资产与负债期限不对称的中文解释

指资产与负债的期限不对应。具体地，是指负债的平均期限短于资产的平均期限。对银行来说，可指银行发放了长期贷款，但只有短期存款，这些存款在收回贷款资产前即可能被客户提走。有时也称"lending long and borrowing short"（借短贷长）。

Unmatched Book的英文解释

One in which the maturities of assets and liabilities do not correspond. More specifically when the average maturity of the liabilities is less than that of the assets. For a bank it can mean it has made long-term loans but has only short-term deposits, which may be withdrawn before the loan assets are realized. Sometimes known as lending long and borrowing short.

• correspond [,kɔri´spɔnd]   vi.符合；相当；通信   (高中英语单词)
• maturity [mə´tjuəriti]   n.成熟；完备   (英语四级单词)
• withdrawn [wið´drɔ:n]   withdraw过去分词   (英语四级单词)