法定存款准备金率的中文解释
存款机构依法必须存放于金库或中央银行的存款比例。降低或提高法定存款准备金率会影响货币供应量。降低法定存款准备金率可使银行增加贷款,而提高法定存款准备金率会迫使银行减少贷款。有时也称"最低准备金要求"(minimum reserve requirements),"注册储备"(registered reserves)或"储备比率"(reserve ratio)。
Reserve Requirements的英文解释
Percentage of deposits that, by law, depository institutions must set aside in their vaults or with their central bank. Lowering or raising this
requirement influences the money supply. A
reduction in reserve requirements enables banks to increase lending while an increase forces them to reduce lending. Sometimes known as
minimum reserve requirements, registered reserves or reserve ratio.