J.P. Morgan Chase & Co. is raising its bets on high-technology credit cards aimed at cutting down on fraud.
摩根大通公司(J.P. Morgan Chase & Co.)正在加大投入力度准备推出高科技信用卡，称此举意在遏制信用卡欺诈。
The New York bank said Monday that it is offering a version of its Visa Inc.-branded British Airways card that stores account information in a computer chip, which is more difficult to hack than cards that rely solely on magnetic strips.
该总部位于纽约的银行周一说，正准备推出一种能把账户信息存储在计算机芯片里的Visa Inc.品牌英国航空公司(British Airways)信用卡。与仅依赖磁条存储信息的信用卡相比，这种信用卡能够更有效地抵御黑客入侵。
The technology has become standard overseas as financial institutions have moved to stem losses from credit-card fraud but has only recently begun to catch on in the U.S. market.
随着各金融机构纷纷采取行动遏制信用卡诈骗带来的损失，这种技术在海外已经成为标准技术，但在美国市场却刚刚开始流行。
That is partly because merchants must upgrade their cash-register systems to handle the chip-based cards. Most U.S. retailers haven't done so because of costs.
原因之一是商户必须升级收银系统来处理这种芯片信用卡。因为成本的关系，大多数美国零售商都还没有这么做。
But U.S. customers who travel abroad have increasingly run into problems using their traditional credit cards with foreign merchants, who often insist on using chip-based cards.
然而，由于国外的商户往往坚持要求消费者使用芯片信用卡，踏出国门的美国消费者在外国使用传统信用卡时遇到的问题日益增多。
Also, train ticket machines and other sales kiosks overseas often can't read cards with magnetic strips.
此外，海外的火车票售票机和其它售卖设备往往无法读取磁条信用卡。
'It is getting much harder for U.S. travelers to use their magnetic strip-only cards abroad,' said Julie Conroy McNelley, a senior analyst with financialresearch firm Aite Group LLC. 'The banks have been hearing . . . a lot of complaints from their international travelers, which usually also represent some of their highest-net-worth customers.'
金融研究机构Aite Group LLC.高级分析师麦克内利(Julie Conroy McNelley)说，美国人在国外使用只有磁条的信用卡越来越不方便，银行不断收到经常往返各个国家的客户的种种抱怨，其中不乏一些高净值客户。
There are 1.3 billion chip-based cards in circulation globally, according to Randy Vanderhoof, executivedirector of the Smart Card Alliance, a trade association that supports the technology. Just a few thousand of those have been issued in the U.S.
支持芯片信用卡技术的同业协会美国智能卡联盟(Smart Card Alliance)执行董事范德胡夫(Randy Vanderhoof)表示，在全球范围内流通的芯片信用卡有13亿张，而由美国发行的不过区区几千张。
Andrew R. Johnson
- account [ə´kaunt]
vi.说明 vt.认为 n.帐目 (初中英语单词) - computer [kəm´pju:tə] n.计算机；电子计算器 (初中英语单词)
- financial [fi´nænʃəl] a.金融的，财政的 (初中英语单词)
- partly [´pɑ:tli] ad.部分地；不完全地 (初中英语单词)
- abroad [ə´brɔ:d] ad.海外；到处；广泛 (初中英语单词)
- research [ri´sə:tʃ] n.&vi.调查；探究；研究 (初中英语单词)
- international [,intə´næʃənəl] a.国际的，世界的 (初中英语单词)
- executive [ig´zekjutiv] a.行政的 n.行政官 (初中英语单词)
- director [di´rektə] n.指导者；....长；导演 (初中英语单词)
- alliance [ə´laiəns] n.联盟；同盟 (初中英语单词)
- offering [´ɔfəriŋ] n.提供；礼物；捐献 (高中英语单词)
- solely [´səulli] ad.唯一；单独；完全 (高中英语单词)
- senior [´si:niə] a.年长的 n.前辈 (高中英语单词)
- hearing [´hiəriŋ] n.听力；听证会；审讯 (高中英语单词)
- billion [´biljən] num.万亿 (高中英语单词)
- circulation [,sə:kju´leiʃən] n.循环；流传；发行(量) (高中英语单词)
- version [´və:ʃən, ´və:rʒən] n.翻译；说明；译本 (英语四级单词)
- magnetic [mæg´netik] a.磁(性)的 (英语四级单词)
- increasingly [in´kri:siŋli] ad.日益，愈加 (英语四级单词)
- traditional [trə´diʃənəl] a.传统的，习惯的 (英语四级单词)
- overseas [,əuvə´si:z] ad.(向)海外 a.海外的 (英语六级单词)
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