有资产担保的证券的中文解释

英文Asset-backed Securities的缩写。指有资产担保的证券，可作为抵押品的资产包括汽车贷款及信用卡应收账等。如果债务人违约，抵押的资产可被没收。有资产担保的证券是资产证券化的产物，常见的例子是银行将各类贷款集中起来，作为发行债券的抵押品。

ABS的英文解释

Securities collateralized by assets such as car loans and credit card receivables, which can be seized if the debtor defaults. ABS are created by the process of securitization whereby banks pool types of loans and use them as collateral or security against a bond issue.

• security [si´kjuəriti]   n.安全；证券；抵押品   (初中英语单词)
• debtor [´detə]   n.债务人；借方   (英语四级单词)
• whereby [weə´bai]   ad.凭什么；靠那个   (英语四级单词)