信用卡的中文解释

让持卡人先消费后付款的金融卡。持卡人消费时，只需在账单上签名而不需支付现金，接受信用卡付款的商店会将相关资料传送给发卡公司或银行，由其按时(通常是按月)发账单通知持卡人付款，而商店则按时向发卡机构收款。 信用卡会设有一个信用额度(credit limit)，限定持卡人能拖欠发卡机构的最高金额。如果没有按时缴清签账额，持卡人须为未缴之余额支付利息。

Credit Card的英文解释

A card that allows the holder to make purchases on borrowed money, repayable at varying intervals and at varying rates of interest. A widespread and popular means of obtaining credit for goods and services in developed economies, particularly the United States.

• holder [´həuldə]   n.所有物；土地；股份   (高中英语单词)
• widespread [´waidspred]   a.广布的；普遍的   (英语四级单词)